Weight Loss Surgery Payment Options


  • PPO Insurance
    We accept most PPO insurance plans, including Blue Cross, Blue Shield, United Healthcare, Aetna, Cigna, and Healthnet. Patients with PPO insurance can see us without needing a referral or authorization.

    PPO Insurance Approval Process - Requirements for insurance authorization vary by insurance company and specific policy. Our first step is to call your insurance company to: 1) verify that weight loss surgery is a covered benefit, and 2) determine the specific requirements for insurance authorization. We then will help you to meet the necessary requirements.

    To learn what your insurance authorization requirements are, send us an inquiry form and a copy of your insurance card so we can contact your insurance company. Call our office at 714-582-2530 if you have questions regarding insurance.

    Out of Pocket Costs - Insurance companies generally don't pay for all the costs associated with weight loss surgery. Out of pocket costs can include things like program fees, deductibles, and co-insurance. We will inform you of what your out of pocket costs will be after we have called your insurance company to check your benefits.


  • Cash
    For patients not using health insurance to pay for surgery, we offer low LAP-BANDŽ prices, low Gastric Bypass prices, and low Sleeve Gastrectomy prices. Call our Orange County office at 714-582-2530 for more information.

    Financing - We offer competitive LAP-BANDŽ financing, Gastric Bypass financing, and Sleeve Gastrectomy financing through CareCredit and myMedicalLoan.com. These companies offer competitive rates, low monthly payments for up to 60 months, and no prepayment penalties. Flexible payment options help you to set a schedule that fits your budget.

    The no-obligation application process is easy, free, and fast. Most applicants receive an answer within one hour. Click on the links below to complete the no-obligation applications:
    - CareCredit (LAP-BANDŽ only)
    - myMedicalLoan.com (any procedure)


  • HMO Insurance
    HMO patients need to be referred by their primary care doctor to see us. Your primary care doctor may or may not be able to refer you to us, depending on whether or not we have a contract with your HMO. Call our office to see if we are contracted with your HMO and to see what the insurance approval process entails.


    Take the Next Step!
    Begin your journey towards a healthier and happier you - call our Orange County office at 714-582-2530 or send us an inquiry form today!